What is a Financial Advisor?

A financial advisor is a licensed professional who helps clients manage their financial affairs. They help clients priotize their needs and create strategies to achieve their goals. They may also serve their clients by coordinating with other professionals on their behalf like Estate Planners and CPA’s. 

What can a financial advisor do for you?

• Financial Analysis

  • Analyze budget and find ways to income and expenses.

  • Help create short-term and long-term savings strategies.

• Tax Planning

  • Recommend ways to reduce your tax liability.

• Asset Protection

  • Ensure that your assets are protected in the event you pass away or become incapictated by registering accounts according to your estate plan.

  • Help you determine if there are gaps in your current life insurance policies.

  • Help you find more affordable life insurance plans.

• Retirement Planning

  • Review you retirement goals and help build a savings plan to meet those goals.

  • Help you adjust contributions to keep you on track.

• College Planning

  • Provide an estimate of college costs.

  • Offer advice on ways to save and pay for college.

• Education and Guidance

  • Provide ongoing education and updates on current market conditions and trends.

  • Meet with you when big life events happen and help you plan your next move.

  • Help you keep your emotions in check when making big financial decisions.

Most advisors are happy to answer general questions and some may offer a complimentary consultation and financial plan.